Privacy Policy

Data Controller & Legal Basis

Habit Mastery Institute (hereafter ‘we,’ ‘us’) processes personal data under GDPR (Art. 6) and CCPA. Our lawful bases include consent (opt-in for behavioral tracking), contractual necessity (service delivery), and legitimate interest (improving habit algorithms).

Information We Collect

  • Personal Identifiers: Name, email, billing address, encrypted payment tokens (via PCI DSS-compliant processors).
  • Behavioral Data: Habit completion logs, self-report scales (e.g., SRHI), app usage patterns.
  • Biometric Data: Only with explicit consent: heart rate variability, sleep cycles, activity levels (via wearables).

How We Use Data

  • Personalize habit coaching using collaborative filtering and reinforcement learning.
  • Aggregate anonymized data for research published in peer-reviewed journals (de-identified per HIPAA Safe Harbor).
  • Send behavioral nudges via email/SMS (opt-out anytime).

Sharing & Third Parties

We share data only with: (1) Subprocessors under DPA (e.g., AWS, Mailchimp), (2) Regulatory bodies if legally compelled, (3) Academic collaborators under IRB-approved protocols. No sale of personal data.

Your Rights

Residents of EU/UK: right to access, rectification, erasure, portability, object to processing. CCPA: right to know, delete, opt-out of sale. Exercise via [email protected], verified within 30 days.

Data Retention

Habit logs retained for 24 months post-last interaction; financial records for 7 years (tax compliance). Anonymized research data kept indefinitely.

Security Measures

  • Encryption at rest (AES-256) and in transit (TLS 1.3).
  • Regular penetration testing by independent firms.
  • Employee training on data minimization and privacy by design.

International Transfers

Data hosted in US (AWS us-east-1) with Standard Contractual Clauses for EU transfers. Compliant with Privacy Shield Frameworks (registration with DOC).

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Trading and investing in high-performance habit building involves substantial risk of loss and is not suitable for every individual. Past performance is not indicative of future results. HabitForge provides coaching and educational services only; we do not offer financial advice. The results achieved by clients vary and depend on individual factors. Please consult a professional for personal advice.