Terms of Service

Acceptance & Scope

By using habitmastery.com (‘Service’), you agree to these binding Terms. If you subscribe to coaching, the specific Contract prevails. We reserve right to modify Terms with 30-day notice via email.

Service Description & Limitations

  • Coaching Sessions: Non-clinical behavior change support; not a substitute for medical treatment (see Disclaimer).
  • Digital Tools: Habit tracking algorithms are for informational purposes; accuracy not guaranteed (beta features labeled accordingly).
  • Research Participation: Optional; governed by separate informed consent.

User Responsibilities

  • Provide accurate health status (e.g., if pregnant, consult physician before exercise habits).
  • Maintain confidentiality of login credentials.
  • Not to reverse engineer our behavioral recommendation engine.

Payment & Cancellation

Subscriptions billed monthly via Stripe. Refund policy: full refund within 14 days of start, then pro-rated for unused sessions. Cancellation requires 7-day notice.

Intellectual Property

All content (habit frameworks, worksheets, algorithms) is proprietary. Limited license for personal use. No reproduction or commercial use without written permission.

Disclaimers & Limitation of Liability

  • Results vary; we do not guarantee specific habit formation timelines.
  • Our liability is capped at fees paid in preceding 12 months.
  • Service provided ‘as is’ with no warranties of merchantability.

Dispute Resolution

Arbitration under AAA rules in New York County; no class actions. California users: waive right to jury trial.

Termination

We may suspend accounts for violating these Terms (e.g., abusive language, payment fraud). Users can terminate anytime by deleting account.

Contact

Terms inquiries: [email protected]. We respond within 5 business days.

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Trading and investing in high-performance habit building involves substantial risk of loss and is not suitable for every individual. Past performance is not indicative of future results. HabitForge provides coaching and educational services only; we do not offer financial advice. The results achieved by clients vary and depend on individual factors. Please consult a professional for personal advice.